Union Bank And Trust: Your Trusted Financial Partner

What is Union Bank and Trust?

Union Bank and Trust is a financial institution that provides a range of banking and trust services to individuals, businesses, and institutions. The bank was founded in 1909 and is headquartered in Lincoln, Nebraska. Union Bank and Trust has over 200 branches in Nebraska, Colorado, Kansas, Missouri, Illinois, and Texas.

Union Bank and Trust offers a variety of banking products and services, including checking and savings accounts, loans, mortgages, and investment services. The bank also provides trust and estate planning services.

Union Bank and Trust is a member of the Federal Deposit Insurance Corporation (FDIC). This means that deposits at the bank are insured up to $250,000.

Union Bank and Trust is a strong financial institution with a long history of serving its customers. The bank is committed to providing its customers with the highest level of service and security.

Union Bank and Trust

Union Bank and Trust has been providing a range of financial services to individuals and businesses for over a century. Some of the key aspects of the bank's operations include:

• Retail banking: Union Bank and Trust offers a range of retail banking products and services, including checking and savings accounts, loans, and mortgages. The bank also provides online and mobile banking services.
• Commercial banking: Union Bank and Trust provides a range of commercial banking products and services, including loans, lines of credit, and cash management services. The bank also provides specialized services for businesses in a variety of industries, such as agriculture, healthcare, and manufacturing.
• Trust and estate services: Union Bank and Trust provides a range of trust and estate services, including estate planning, trust administration, and investment management. The bank also provides specialized services for high-net-worth individuals and families.

Union Bank and Trust

Union Bank and Trust has a long history of providing trust and estate services to individuals and families. The bank's trust and estate services include:

• Estate planning: Union Bank and Trust can help you create an estate plan that meets your specific needs and goals. The bank's estate planning services include drafting wills and trusts, as well as providing guidance on other estate planning matters.
• Trust administration: Union Bank and Trust can serve as trustee for your trust. As trustee, the bank will manage the assets of your trust according to your instructions. The bank can also provide investment management services for your trust.
• Investment management: Union Bank and Trust can provide investment management services for your trust or other investment accounts. The bank's investment management services include asset allocation, portfolio management, and performance monitoring.

Union Bank and Trust

Union Bank and Trust is committed to giving back to the communities it serves. The bank supports a variety of charitable organizations and initiatives. The bank also encourages its employees to volunteer their time to community organizations.

Union Bank and Trust is a strong financial institution with a long history of serving its customers and communities. The bank is committed to providing its customers with the highest level of service and security.

Union Bank and Trust

Union Bank and Trust, a reputable financial institution, offers a comprehensive array of services to cater to diverse clientele, including individuals, businesses, and institutions. With a rich history spanning over a century, it has established itself as a trusted provider of banking and trust solutions.

• Retail Banking: Everyday financial needs met with checking, savings, loans, and mortgages.
• Commercial Banking: Tailored solutions for businesses, including loans, credit lines, and cash management.
• Trust and Estate Services: Expert guidance on estate planning, trust administration, and investment management.
• Wealth Management: Comprehensive advisory services for high-net-worth individuals and families.
• Investment Management: Professional management of investment portfolios, maximizing returns.
• Online and Mobile Banking: Convenient access to accounts and transactions anytime, anywhere.
• Community Involvement: Committed to giving back through support for charitable organizations and initiatives.

These key aspects underscore Union Bank and Trust's commitment to providing exceptional financial services, building lasting relationships with clients, and making a positive impact in the communities it serves.

Retail Banking

Retail banking forms the cornerstone of Union Bank and Trust's services, catering to the everyday financial needs of individuals and families. Its comprehensive suite of offerings, including checking and savings accounts, loans, and mortgages, provides a secure and convenient platform for managing personal finances.

Checking accounts serve as the primary hub for daily transactions, allowing customers to make purchases, pay bills, and receive deposits. Savings accounts, on the other hand, offer a safe haven for accumulating funds and earning interest over time. Loans provide access to capital for various purposes, such as purchasing a home, financing a vehicle, or consolidating debt.

Mortgages, a specialized type of loan, enable individuals and families to acquire real estate properties. Union Bank and Trust's expertise in mortgage lending ensures tailored solutions that meet specific financial situations and long-term housing goals.

The seamless integration of these retail banking services empowers customers to manage their finances effectively, plan for the future, and achieve their financial aspirations. Union Bank and Trust's commitment to providing personalized service and innovative digital banking solutions further enhances the retail banking experience.

Commercial Banking

Union Bank and Trust plays a vital role in supporting the financial needs of businesses, providing a comprehensive suite of commercial banking solutions designed to meet their unique requirements and drive growth.

• Loans: Union Bank and Trust offers a range of loan products tailored to the specific needs of businesses, including term loans, lines of credit, and equipment financing. These loans provide businesses with the capital they need to expand operations, purchase equipment, or manage cash flow.
• Credit Lines: Union Bank and Trust's credit lines provide businesses with flexible access to capital, allowing them to draw on funds as needed. This facility is particularly valuable for businesses with fluctuating cash flow or seasonal needs.
• Cash Management: Union Bank and Trust's cash management services help businesses optimize their cash flow and streamline financial operations. These services include account analysis, electronic bill pay, and remote deposit capture.
• International Banking: Union Bank and Trust offers a range of international banking services to support businesses with global operations. These services include foreign exchange, trade finance, and letters of credit.

Union Bank and Trust's commitment to commercial banking extends beyond providing financial products and services. The bank's experienced relationship managers work closely with businesses to understand their unique challenges and develop customized solutions that support their long-term success.

Trust and Estate Services

Union Bank and Trust's Trust and Estate Services division offers expert guidance and comprehensive solutions to help clients navigate the complexities of estate planning, trust administration, and investment management. These services are intricately connected to the core values and capabilities of Union Bank and Trust, enhancing the bank's ability to provide holistic financial care to its clients.

Estate planning involves the creation of legal documents, such as wills and trusts, that ensure an individual's wishes are carried out after their passing. Trust administration encompasses the management and distribution of assets held in a trust, ensuring compliance with the settlor's intentions. Investment management involves the professional handling of investment portfolios, including asset allocation, risk management, and performance monitoring.

Union Bank and Trust's Trust and Estate Services team comprises experienced professionals who provide personalized guidance and tailored solutions to meet each client's unique needs and goals. By leveraging the bank's extensive resources and expertise, they can assist clients in developing comprehensive estate plans that minimize taxes, protect assets, and ensure the orderly distribution of wealth. Additionally, the team's investment management capabilities enable clients to preserve and grow their wealth over the long term, providing peace of mind and financial security.

The connection between Trust and Estate Services and Union Bank and Trust is further strengthened by the bank's commitment to providing exceptional customer service and building enduring relationships with its clients. The bank's Trust and Estate Services team works closely with clients and their families, providing ongoing support and guidance throughout the estate planning and administration process. This commitment to personalized service ensures that clients' wishes are not only documented but also carried out with the utmost care and respect.

Wealth Management

In the realm of financial services, Union Bank and Trust stands out as a trusted provider of wealth management solutions tailored to the complex needs of high-net-worth individuals and families. This specialized service offering is deeply intertwined with the core strengths and values of Union Bank and Trust, enhancing the bank's ability to deliver comprehensive financial care to its clientele.

• Investment Management
  

  Union Bank and Trust's wealth management team possesses expertise in managing investment portfolios, utilizing sophisticated strategies to optimize returns while mitigating risk. This facet of wealth management is essential for preserving and growing wealth over the long term, providing clients with financial security and peace of mind.

• Tax Planning
  

  Navigating the complexities of tax laws is crucial for high-net-worth individuals and families. Union Bank and Trust's wealth management team provides comprehensive tax planning services, leveraging their knowledge and experience to minimize tax liabilities and maximize after-tax returns.

• Estate Planning
  

  Wealth management extends beyond financial planning to encompass estate planning, ensuring that clients' wishes are carried out after their passing. Union Bank and Trust's team of experts collaborates with clients to develop customized estate plans that protect and distribute assets according to their specific goals and objectives.

• Philanthropy
  

  High-net-worth individuals and families often seek to make a positive impact on society through charitable giving. Union Bank and Trust's wealth management team can assist clients in establishing charitable trusts and foundations, providing guidance on effective philanthropic strategies.

The connection between wealth management and Union Bank and Trust is further solidified by the bank's unwavering commitment to providing exceptional customer service. The wealth management team takes a personalized approach, tailoring solutions to each client's unique circumstances and aspirations. This dedication to building enduring relationships ensures that clients receive the highest level of care and support throughout their financial journey.

Investment Management

Investment management is an integral component of Union Bank and Trust's financial services offerings. The bank's experienced investment professionals manage investment portfolios for individuals, families, and institutions, with the primary objective of maximizing returns while managing risk.

Union Bank and Trust's investment management services encompass a wide range of strategies, tailored to meet the unique needs and goals of each client. These strategies may include asset allocation, portfolio diversification, and active investment management. The bank's investment team leverages in-depth market knowledge, sophisticated analytical tools, and a global network of investment professionals to make informed investment decisions.

The importance of investment management cannot be overstated, particularly in today's dynamic and often volatile financial markets. Effective investment management can help clients achieve their long-term financial goals, such as retirement planning, wealth preservation, and intergenerational wealth transfer. Union Bank and Trust's investment management services provide clients with the expertise and resources necessary to navigate these markets and pursue their financial aspirations.

Online and Mobile Banking

In the digital age, online and mobile banking have become indispensable tools for managing finances conveniently and efficiently. Union Bank and Trust recognizes the importance of these channels and offers a robust suite of online and mobile banking services that empower customers to bank on their terms, anytime and anywhere.

• 24/7 Account Access
  

  With online and mobile banking, customers can access their accounts 24 hours a day, 7 days a week. This convenience allows them to check account balances, view transaction history, and transfer funds without visiting a physical branch.

• Real-Time Transaction Monitoring
  

  Online and mobile banking provide real-time updates on account activity. Customers can receive notifications for transactions, track spending patterns, and identify any unauthorized activity promptly.

• Remote Check Deposit
  

  Union Bank and Trust's mobile banking app allows customers to deposit checks remotely using their smartphone cameras. This eliminates the need to visit a branch or ATM, saving time and effort.

• Person-to-Person Payments
  

  Online and mobile banking facilitate easy and secure person-to-person payments. Customers can transfer funds to friends, family, or businesses with just a few taps on their mobile device.

The integration of online and mobile banking with Union Bank and Trust's core banking systems ensures a seamless and secure banking experience. Customers can trust that their financial information is protected by robust security measures and that their transactions are processed accurately and efficiently.

Community Involvement

Union Bank and Trust believes that giving back to the communities it serves is an integral part of its mission. The bank's commitment to community involvement is deeply rooted in its values and is reflected in its support for a wide range of charitable organizations and initiatives.

Union Bank and Trust's community involvement efforts are focused on several key areas, including education, affordable housing, and financial literacy. The bank provides financial support to local schools and universities, and its employees volunteer their time to mentor students and support educational programs. Union Bank and Trust also partners with organizations that provide affordable housing and financial counseling to low- and moderate-income families.

The bank's community involvement efforts are not only beneficial to the communities it serves but also to the bank itself. By investing in the community, Union Bank and Trust builds stronger relationships with its customers and employees, and it enhances its reputation as a responsible corporate citizen. Additionally, community involvement can help the bank attract and retain top talent, as employees are increasingly drawn to companies that are committed to making a positive impact on society.

Union Bank and Trust's commitment to community involvement is a testament to its belief that businesses have a responsibility to give back to the communities in which they operate. The bank's support for charitable organizations and initiatives not only makes a difference in the lives of those in need but also strengthens the communities it serves.

Frequently Asked Questions about Union Bank and Trust

This section provides answers to some of the most common questions about Union Bank and Trust, a financial institution that offers a range of banking and trust services to individuals, businesses, and institutions.

Question 1: What types of banking services does Union Bank and Trust offer?

Answer: Union Bank and Trust offers a comprehensive suite of banking services, including checking and savings accounts, loans, mortgages, and investment services. The bank also provides trust and estate planning services.

Question 2: Is Union Bank and Trust a safe and reliable bank?

Answer: Yes, Union Bank and Trust is a safe and reliable bank. It is a member of the Federal Deposit Insurance Corporation (FDIC), which means that deposits at the bank are insured up to $250,000.

Summary: Union Bank and Trust offers a wide range of banking and trust services to meet the needs of individuals, businesses, and institutions. The bank is committed to providing its customers with high-quality service and security.

Union Bank and Trust

Union Bank and Trust's unwavering commitment to providing exceptional financial services has solidified its position as a trusted partner for individuals, businesses, and institutions. With a comprehensive suite of banking and trust offerings, the bank empowers its clients to achieve their financial goals and navigate the complexities of wealth management.

Union Bank and Trust's dedication to innovation, personalized service, and community involvement sets it apart in the financial services industry. As the bank continues to evolve and adapt to the changing needs of its clients, it remains committed to delivering the highest level of financial care and support.